Auto Insurance

Your essential shield against the unexpected on the open road.

Car model over a lot of money stacked coins on white background

What is Auto Insurance?

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

Warning triangle sign on the road in sunset by the broken car, selective focus

How Does It Work?

Policy and Premiums

Auto insurance is a contract with an insurance company. You pay premiums regularly based on factors like your driving history, vehicle, and chosen coverage levels. Coverage types include liability, collision, comprehensive, and uninsured/underinsured motorist.

Claims Process

When an accident or damage occurs, you file a claim with your insurance company. The insurance company assesses the claim and provides a payout based on the terms of your policy. You can use the payout to cover repair or replacement costs.

Continued Protection

As long as you pay your premiums, your auto insurance remains in effect. You can adjust your policy to meet changing needs. Auto insurance provides financial security and peace of mind on the road.

What It Provides

Liability Coverage

Protects against costs associated with injuring others or damaging their property in an accident for which you are at fault.

Damaged in car accident vehicle on city street crash site.

Vehicle Damage Coverage

Covers repair or replacement costs for your vehicle in case of accidents (collision coverage) or non-accident-related events like theft, vandalism, and natural disasters (comprehensive coverage).

Close-up of empty stretcher inside ambulance vehicle.

Medical and Injury Protection

Pays for medical expenses and sometimes lost wages for you and your passengers, regardless of fault in the accident.

emergency road and towing services on interstate

Additional Protections

Includes coverage for uninsured or underinsured motorists, towing, rental cars, and customizable options to suit your specific needs and risk tolerance.

FAQs
Questions to Ask an Agent About Auto Insurance

Knowing your state’s minimum requirements is essential to ensure you meet legal obligations.

Learn about the different types of coverage options available, such as liability, collision, comprehensive, and additional riders.

Discuss your specific needs and budget to determine the appropriate coverage levels for your situation.

Ask about the factors that impact your premium, including your driving history, vehicle type, location, and coverage limits.

Inquire about discounts, such as safe driver discounts, multi-policy discounts, or discounts for safety features on your vehicle.

Learn about deductibles and how they impact your premium and out-of-pocket expenses in case of a claim.

Why Get Auto Insurance From Westland?

When it comes to safeguarding your journey on the road, Westland stands out as your trusted partner. Here’s why you should get your auto insurance from us:

Extensive Coverage Options

We offer a wide range of coverage options tailored to your unique needs. Whether you’re seeking basic liability coverage or comprehensive protection, we’ve got you covered.

Competitive Rates

We understand the importance of affordable coverage. Our policies are designed to provide top-notch protection without breaking the bank. Explore our competitive rates and various discounts available to you.

Superior Claims Service

In the event of an accident, our claims process is seamless and efficient. We’re committed to providing swift, hassle-free support when you need it most.

Personalized Assistance

Our team of experienced agents is ready to help you understand your coverage options and make informed decisions. We’re here to answer your questions and provide personalized guidance every step of the way.

Book Your Appointment Now!

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